Planning that fits Vernon
An older demographic makes retirement income planning, tax efficiency, and estate strategy the most frequent planning needs in Vernon.
Whether you are in Coldstream, Okanagan Landing, Foothills or anywhere across Vernon, we build a plan around your goals and shop the whole market on your behalf.
Who we help in Vernon
Tailored strategies for the people and priorities most common across Okanagan.
Retirees and pre-retirees
Lifestyle migrants to the North Okanagan
Agriculture and tourism business owners
Households planning estates and legacies
Insurance & investment solutions in Vernon
Full-market access to the protection and growth strategies that matter most.
Serving every community in Vernon
Financial advice in Vernon, answered
Yes. Mode Money Managers™ serves clients throughout Vernon and the surrounding Okanagan, both in person and virtually. As an independent fiduciary firm led by Sanjay Gupta, CFP®, we work across all of British Columbia, so Vernon residents get the same full-market access to insurance and investment solutions as our Surrey head office clients.
We are fully independent. We are not tied to any single bank or insurer, which means we shop the entire Canadian market on behalf of Vernon clients and recommend what genuinely fits your situation, not a proprietary product line.
For insurance products there is no direct fee to you; the insurer pays a commission embedded in the premium. Initial consultations for Vernon residents are always complimentary. For investment planning, fee structures depend on the accounts and products involved and are explained transparently up front.
Absolutely. A large part of our practice is helping newcomers across Okanagan set up their first RRSP and TFSA, build Canadian credit, arrange life and Super Visa insurance, and understand how worldwide income is taxed in Canada.
Ready to plan your future in Vernon?
Book a complimentary discovery call with Sanjay Gupta, CFP®, and see what independent, fiduciary advice looks like.
