Fiduciaries
First.
We founded ModeMoney on a simple, radical premise: Financial advice should be unbiased, transparent, and architected solely for the client's benefit—not the financial institute's.
100%
Independent
Zero
Proprietary Products
Mode Money
Managers+
For clients with complex needs, we offer an elevated tier of service. Mode Money Managers+ is a holistic wealth architecture service that goes beyond simple investment selection.
Holistic Planning
Integration of tax, estate, and insurance into one master plan.
Tax Optimization
Strategic withdrawal plans (RRIF/LIF) to minimize lifetime tax liability.
Legacy Building
Intergenerational wealth transfer strategies and trust planning.
Our Journey.
Built on decades of experience and an unwavering commitment to fiduciary excellence.
Sanjay Gupta
M.M.S., CSC®, RIS®, PFA®, CEA®
Financial Security Advisor
Life and Health Insurance Advisor
Mutual Fund Representative
Global Roots, Canadian Standards.
Establishing our roots in Mumbai, an international financial hub, Mode Money Managers has grown into a Pan-Canadian firm with a global footprint. Our journey is defined by the vision of our founder, Sanjay Gupta, whose mission is simple yet profound: Financial Freedom for All.
Holding the Certified Financial Planner (CFP®) designation, along with CSC® and RIS® credentials, Sanjay leads a team dedicated to the highest fiduciary standards. We are proud to be unbiased, ethical, and fully independent.
Today, we manage millions in investments for high-net-worth individuals and families. Our approach goes beyond the balance sheet—we design comprehensive architectures for insurance and risk mitigation that protect your life's dreams.
The Journey to Freedom.
Discovery & Diagnostic
We deep dive into your current financial reality, unearthing gaps in coverage and inefficiencies in your portfolio.
Architecture & Implementation
We present your bespoke financial blueprint. Upon approval, we execute all account transfers and policy placements.
Calibration Reviews
Life changes. Your plan should too. We meet annually to adjust course based on market conditions and your life events.
The Decumulation Phase
Shifting gears from accumulation to tax-efficient withdrawal, ensuring your wealth lasts as long as you do.
Whitehorse, YT
In Mode Money Managers everything counts. Everyone matters.
Mission
We commit to you, your families and communities, to help and advise, to grow and preserve your wealth and prosperity, to lead you to financial freedom for your life dreams and beyond.
Our team of advisors will be provided with the best of resources and training to present the right advice, a right product with the best possible advantages from the vast group of Financial Institutions we work and collaborate with.
Vision
To be the most trusted and respected by families and clients as a model Financial Advisory group as we strive collectively to navigate all through life's financial cycles.
Core Values
- Live Once, Live Right
- Work with total Passion
- Client delight for them to have an experience to cherish.
- Value relations for life
- Client benefit to be the ulterior motive
- Act to Utmost Integrity
- Spread the knowledge so that all gain who touch our souls